.page-disclaimer .doc-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background: var(--navy);
  color: var(--white);
  padding: var(--sp-5) 0 var(--sp-6);
  min-height: 220px;
}

.page-disclaimer .doc-hero-bg {
  position: absolute;
  inset: 0;
  z-index: -2;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.36;
}

.page-disclaimer .doc-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(180deg, rgba(10, 26, 51, 0.4), rgba(10, 26, 51, 0.94)),
    linear-gradient(90deg, rgba(10, 26, 51, 0.85), rgba(10, 26, 51, 0) 62%);
}

.page-disclaimer .doc-hero .wrap {
  position: relative;
}

.page-disclaimer .breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--sp-2);
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: var(--sp-4);
}

.page-disclaimer .breadcrumbs a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .breadcrumbs a:hover,
.page-disclaimer .breadcrumbs a:focus-visible {
  color: var(--gold-2);
  border-bottom-color: var(--gold-2);
  outline: none;
}

.page-disclaimer .crumb-sep {
  color: rgba(255, 255, 255, 0.3);
}

.page-disclaimer .doc-hero .eyebrow {
  font-family: var(--font-num);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 var(--sp-2);
}

.page-disclaimer .doc-hero h1 {
  font-family: var(--font-sans);
  font-size: clamp(32px, 7vw, 52px);
  font-weight: 900;
  letter-spacing: 0.08em;
  line-height: 1.1;
  color: var(--white);
  margin: 0 0 var(--sp-3);
}

.page-disclaimer .doc-hero-lede {
  max-width: 640px;
  font-size: 16px;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.78);
  margin: 0;
}

.page-disclaimer .doc-summary {
  background: var(--mist);
  padding: var(--sp-5) 0;
  border-bottom: 1px solid var(--line-soft);
}

.page-disclaimer .summary-title {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.1em;
  color: var(--navy);
  margin: 0 0 var(--sp-4);
}

.page-disclaimer .summary-title::before {
  content: "";
  display: block;
  width: 24px;
  height: 2px;
  background: var(--gold);
  flex: none;
}

.page-disclaimer .summary-grid {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
}

.page-disclaimer .summary-item a {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: var(--sp-3);
  align-items: start;
  padding: var(--sp-3) var(--sp-3) var(--sp-3) var(--sp-4);
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-left: 3px solid var(--gold);
  color: var(--ink);
  text-decoration: none;
  transition: transform 0.24s var(--ease), border-color 0.24s var(--ease), box-shadow 0.24s var(--ease);
}

.page-disclaimer .summary-item a:hover,
.page-disclaimer .summary-item a:focus-visible {
  transform: translateX(2px);
  border-color: var(--gold);
  border-left-color: var(--gold);
  box-shadow: 0 6px 18px rgba(10, 26, 51, 0.08);
}

.page-disclaimer .summary-item a:focus-visible {
  outline: 2px solid var(--cyan);
  outline-offset: 2px;
}

.page-disclaimer .summary-num {
  font-family: var(--font-num);
  font-size: 26px;
  font-weight: 700;
  line-height: 1;
  letter-spacing: 0.04em;
  color: var(--gold);
  padding-top: 2px;
}

.page-disclaimer .summary-body {
  display: block;
  min-width: 0;
}

.page-disclaimer .summary-body strong {
  display: block;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 0.02em;
  color: var(--navy);
  margin-bottom: 4px;
}

.page-disclaimer .summary-body span {
  display: block;
  font-size: 14px;
  line-height: 1.6;
  color: var(--slate);
}

.page-disclaimer .doc-body {
  background: var(--white);
}

.page-disclaimer .doc-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--sp-5);
  padding: var(--sp-5) 0 var(--sp-6);
}

.page-disclaimer .doc-side {
  display: none;
}

.page-disclaimer .doc-side-title {
  font-family: var(--font-num);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--slate);
  margin: 0 0 var(--sp-3);
  padding-bottom: 10px;
  border-bottom: 1px solid var(--line-soft);
}

.page-disclaimer .doc-side-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.page-disclaimer .doc-side-list a {
  display: block;
  padding: 8px var(--sp-3);
  border-left: 2px solid transparent;
  color: var(--slate);
  text-decoration: none;
  font-size: 14px;
  line-height: 1.45;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease), background 0.2s var(--ease);
}

.page-disclaimer .doc-side-list a:hover,
.page-disclaimer .doc-side-list a:focus-visible {
  color: var(--navy);
  border-left-color: var(--line);
  background: var(--mist);
  outline: none;
}

.page-disclaimer .doc-side-list a.is-current {
  color: var(--navy);
  font-weight: 700;
  border-left-color: var(--gold);
  background: var(--mist);
}

.page-disclaimer .doc-section {
  scroll-margin-top: var(--sp-5);
}

.page-disclaimer .doc-section + .doc-section {
  margin-top: var(--sp-5);
  padding-top: var(--sp-5);
  border-top: 1px solid var(--line-soft-2);
}

.page-disclaimer .doc-section-head {
  display: flex;
  align-items: baseline;
  gap: var(--sp-3);
  flex-wrap: wrap;
  margin-bottom: var(--sp-3);
}

.page-disclaimer .doc-kicker {
  font-family: var(--font-num);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--line);
  padding: 2px 8px;
  border: 1px solid var(--line-soft);
  background: var(--mist);
  flex: none;
}

.page-disclaimer .doc-section h2 {
  font-family: var(--font-sans);
  font-size: clamp(20px, 3.4vw, 26px);
  font-weight: 900;
  letter-spacing: 0.04em;
  line-height: 1.3;
  color: var(--navy);
  margin: 0;
}

.page-disclaimer .prose p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--ink);
  margin: 0 0 14px;
}

.page-disclaimer .prose p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .prose a {
  color: var(--line);
  text-decoration: none;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 1px;
  transition: color 0.2s var(--ease), background 0.2s var(--ease);
}

.page-disclaimer .prose a:hover,
.page-disclaimer .prose a:focus-visible {
  color: var(--navy);
  background: rgba(227, 178, 75, 0.16);
  outline: none;
}

.page-disclaimer .prose ul {
  list-style: none;
  margin: 0 0 var(--sp-3);
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.page-disclaimer .prose ul li {
  position: relative;
  padding-left: 18px;
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink);
}

.page-disclaimer .prose ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.78em;
  width: 8px;
  height: 2px;
  background: var(--gold);
}

.page-disclaimer .doc-contact {
  margin: var(--sp-4) 0 var(--sp-3);
  padding: var(--sp-3) var(--sp-4);
  background: var(--mist);
  border-left: 3px solid var(--line);
  display: grid;
  gap: var(--sp-2);
}

.page-disclaimer .doc-contact p {
  margin: 0;
  display: grid;
  grid-template-columns: 76px minmax(0, 1fr);
  gap: 4px var(--sp-3);
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
  overflow-wrap: anywhere;
}

.page-disclaimer .doc-contact .doc-key {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  color: var(--slate);
}

@media (min-width: 720px) {
  .page-disclaimer .summary-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .page-disclaimer .summary-grid > li:last-child {
    grid-column: 1 / -1;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .doc-hero {
    padding: var(--sp-6) 0 88px;
    min-height: 320px;
  }

  .page-disclaimer .doc-summary {
    padding: var(--sp-6) 0;
  }

  .page-disclaimer .doc-layout {
    grid-template-columns: 200px minmax(0, 1fr);
    gap: 64px;
    padding: var(--sp-6) 0 100px;
  }

  .page-disclaimer .doc-side {
    display: block;
    position: sticky;
    top: var(--sp-4);
    align-self: start;
  }

  .page-disclaimer .doc-section + .doc-section {
    margin-top: 56px;
    padding-top: 56px;
  }
}
<<<END>>>